LUX Strategy Preview

An intelligent mandate concierge for $10M+ UHNW credit.

This isn't a rate sheet. It's how a private bank lender would start to think about your mandate based on asset mix, structure, and relationship depth.

Important — Indicative Only

These are preliminary, non-binding indications. Final terms are subject to credit approval, satisfactory due diligence, internal approvals, execution of definitive documentation, and satisfaction of conditions precedent.

•This is not an offer, solicitation, or commitment to lend.
•Market conditions, credit analysis, and other factors may result in different final terms or no transaction at all.
•All lenders retain the right to modify or withdraw indications at any time prior to execution of binding documentation.
•Strategy Preview is provided for informational purposes only and does not constitute financial, legal, or tax advice.

Example Scenarios

Not sure where to start? Try one of these examples to see how different collateral mixes and relationship contexts shape indicative terms.

01 — Mandate Context

What problem are we solving?

Mandate Size (USD)

Minimum $10,000,000

Primary Goal

Liquidity against concentrated positions

Opportunistic acquisition / investment

Refinancing existing leverage

Other

Expected Horizon

Mostly short-term (1–3 yrs)

Intermediate (3–7 yrs)

Long-term / structural (7+ yrs)

02 — Collateral Structure

Collateral Structure

03 — Relationship & Structure

Relationship & Structure

Banking Relationship Depth

This would be a new relationship

Some banking, not primary

Primary banking relationship

Structure Preference

Maximize flexibility

Optimize economics (rate/spread)

Blend of both

Tolerance for Complexity

Keep it simple (few facilities)

Open to multiple facilities/cross-collateralization

03b — Advisory & Wealth Management

Advisory & Wealth Management

Help us understand if this is purely a financing mandate or part of a broader wealth advisory relationship.

Advisory Relationship Interest

Actively seeking a UHNW wealth advisory relationship

I am looking for a premier wealth advisor who can provide comprehensive private banking, family office services, and strategic planning.

Open to exploring if the fit is right

I have current advisory relationships but am open to conversations if the right advisor presents compelling capabilities.

Credit-only mandate, no advisory interest

I am focused solely on optimizing financing terms. I already have established wealth advisory relationships and am not looking to change.

Assets Willing to Move Over Time

Optional. If open to an advisory relationship, indicate the asset range you would be willing to move over time (not current liquid net worth). This helps us understand the scale and structure requirements for your mandate.

Primary Mandate Objective

Lowest all-in cost

Minimize total borrowing costs. Focused on rate, fees, and overall economic efficiency.

Structure flexibility

Need flexible terms, covenant structures, or the ability to amend/expand over time.

Speed and certainty of execution

Time-sensitive mandate. Prioritize lenders with demonstrated fast decision-making and high commitment reliability.

Relationship with a best-in-class UHNW wealth advisor

Looking for a financing solution integrated with a premier wealth management relationship — access to strategic planning, family office services, and long-term partnership.